common questions

Here we have collected the most common questions we have received from our customers. We are constantly adding new questions and answers and you are more than welcome to contact us if there is anything you wonder about.
Where can I see my profit sharing loans?

All new profit share loans are registered with Euroclear. Subsequently, the profit-sharing loans are delivered to the Mangold Fund Commission, which administers and distributes all loans to the specified custodian or VP account of the investors. So you can see ...

All new profit share loans are registered with Euroclear. Subsequently, the profit-sharing loans are delivered to the Mangold Fund Commission, which administers and distributes all loans to the specified custodian or VP account of the investors.

So you can see your holding on your custody account or your VP account.

If you have an advisor who helped you with the investment, you can contact him for more information.

How does primary and secondary markets work?

Click here for a more detailed description of how the primary and secondary markets work and what the differences are ....

click here for a more detailed description of how the primary and secondary markets work and what the differences are.

What taxes can an investor be charged with through an investment in the Scandinavian Credit Fund I AB?

Below are facts at the time of preparation of the brochure, for specific individual advice contact a tax specialist. If the investment is made by a private person, the following applies: Physical ...

The following is a description of the facts at the time of preparation of the brochure, for specific individual advice contact a tax specialist:
If the investment is made by a private individual, the following applies:
Natural persons and the death estate which are indefinitely taxable in Sweden are taxed for all capital income such as interest and capital gain as income from capital at a tax rate of 30 percent.

If the investment is made by a limited company, the following applies:
For limited liability companies, all income, including capital gains and interest income in the income category, is taxed at a tax rate of 22 percent.

Can profit share loans be owned by insurance?

The profit share loans can be an asset class in a custodian insurance if the insurer approves it ....

The profit share loans can be an asset class in a custodian insurance if the insurer approves it.

Where can the investor practically keep the profit share loans they bought?

The profit share loan in Scandinavian Credit Fund I AB is a registered security with ISIN code and can therefore be stored on a custody account or VP account with Bank or Fund Commissioner ....

The profit share loan in Scandinavian Credit Fund I AB is a registered security with ISIN code and can thus be stored on a custody account or VP account with Bank or Fund Commissioner.

When do I see my subscribed profit share loans on my custody account or specified VP account?

After each issue of new profit share loans on the last payment date, the number of loans shall be registered with Euroclear. The time required for this is a few days. Subsequently, the profit share loans are delivered to the Mangold Fund Commission which administers and ...

After each issue of new profit share loans on the last payment date, the number of loans shall be registered with Euroclear. The time required for this is a few days. Subsequently, the profit-sharing loans are delivered to the Mangold Fund Commission, which administers and distributes all loans to the specified custodian or VP account of the investors.

How is my nominal subscription amount calculated?

Below is an example of how the nominal amount is calculated based on the current price (NAV) at the time of subscription, the profit share loans sell for a nominal SEK 100. Course (NAV) as of July 1, 2016 ...

Below is an example of how the nominal amount is calculated based on the current price (NAV) at the time of subscription, the profit share loans sell for a nominal SEK 100.
The rate (NAV) as of July 1, 2016 was 102.72
SEK 100,000 / 1,0272 = SEK 97,352, which is then rounded to even 100, ie SEK 97,300 (Nominal subscription amount)

The current value per 160701 is 97,300 * 1,0272 = SEK 99,946

What happens to the SEK 54? SEK 54 is accrued to the fund and will be distributed collectively at the next price setting (NAV)

When and how does the buyer receive confirmation on the award of their subscription?

After each subscription notification is complete and submitted, a settlement note is sent out to the investor. It contains information about the drawing and payment instructions. If post against liquidation occurs ...

After each subscription notification is complete and submitted, a settlement note is sent out to the investor. It contains information about the drawing and payment instructions. If contributions to liquidation are made directly to a custodian, the settlement note is sent to the custodian.

How is the return from Scandinavian Credit Fund I AB paid out?

During the calendar year, the fund is traded at the current rate (NAV). At year-end, the price increase, the profit-sharing rate, will be converted into new profit-sharing loans. Profit share interest shall be distributed among all outstanding holders of Profit Share Loan and paid by issuing ...

During the calendar year, the fund is traded at the current rate (NAV). At year-end, the price increase, the profit-sharing rate, will be converted into new profit-sharing loans. The profit share rate shall be distributed among all outstanding holders of Profit Share Loans and paid out by issuing new Profit Share Loans. The profit share interest rate for each holder shall be rounded down to the nearest hundred kronor. The profit-sharing rate is taxable for individuals and companies. The tax will not be deducted automatically from the Profit Share Rate automatically without a check report being sent to the tax authority.
You can read more about the profit share rate at www.kreditfonden2.wpengine.com/Investment/Winvestel rate

Emma Westerberg

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