What has happened to the mortgage when the write-down is made? The loans have on average had a pledge of 125-150 % of the loan amount?
Is there a possibility that the value could go up next month? Or should investors be prepared for -8% every month for some time to come?
How do the mortgages look today given the market conditions, are they holding up or have they lost value? Are you thinking about the property market?
How do you see the risk that you cause credit events among your customers as they may now have problems refinancing elsewhere?
